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Whole of Life

Protect those who matter

Why Whole of Life?

A whole of life policy is similar to a term policy, it is designed to pay out an agreed amount when the insured person dies. Unlike term policies, whole of life policies are permanent policies so they do not have an expiry date. The agreed amount is paid out in full in the event of death.

Common uses for whole of life policies is to

  • Cover funeral costs
  • Provide an inheritance for your family
  • Cover debts in the event of death
  • Offer financial protection for your family and your dependents
  • Cover inheritance tax

You can choose between guaranteed premiums and reviewable premiums. If you choose guaranteed premiums your premiums will stay the same for the entire length of the policy, your cover amount will also stay the same.

A whole of life policy is designed to pay out on death, rather than to cover the risk within a specific term. This is good if you are looking for a guaranteed payout to leave for your family, whether it is to cover the cost of a funeral or for any other reason.

You must be over the age of 18 to take out a whole of life policy. The policy will have no cash in value at any time. You must have a UK bank account which can accept direct debits to qualify for one of our plans.

We are a Whole of Market company, we are not tied to any one provider so we can offer you the best value for your money. Contact us today to see how we can help.

What's Included?

Cover and Legal Also Provide

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  • Scottish Windows
  • Royal London
  • Uinsure
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  • Engage
  • Friends Life
  • Legal and General
  • lve
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  • vitality life
  • zurich