Critical Illness Insurance
Critical illness cover is designed to protect yourself and your family against a list of specified critical illnesses. If you or your family are protected with a critical illness policy and you suffer from one of these critical illnesses, a tax free lump sum will be payable on the acceptance of a claim.
Examples of critical illnesses are:
- Heart attack
- Multiple Sclerosis
- Type 1 Diabetes
Some forms of cancer, strokes, and heart attacks may not be covered by certain critical illness policies. Some critical illness policies come with extra benefits, such as children’s death benefit and second opinion services. Contact us today to talk about the latest benefits you can receive with your critical illness policy.
We may recommend critical illness insurance if you do not have enough savings to cover your mortgage in the event of contracting a critical illness or if your family would like protection in case you have to make modifications to your home or pay medical bills.
For extra peace of mind, why not combine a life insurance policy with a critical illness policy for added peace of mind? This type of insurance will pay out a tax free lump sum in the event of you contracting a critical illness or on death.
Cover and Legal can help you find guaranteed premiums which will stay fixed throughout the term of the policy, so no nasty surprises in the future.
Critical illness cover is more affordable than you think, speak to one of our advisers today to see how you can protect your family.